Terms of Service

Conz provides tools for organizing group contributions, tracking participation, sharing activity, and coordinating payouts through payment and infrastructure partners.

Conz is a financial technology platform. Conz is not a bank, lender, money manager, or investment adviser, and Conz does not promise returns or guaranteed outcomes.

• You must be legally able to enter into these terms to use Conz.
• You must provide accurate information and keep your contact and account details up to date.
• You are responsible for protecting your login credentials and for activity that occurs through your account.
• You may not use Conz on behalf of another person or organization without authority to do so.

Organizers remain the human leads of their sessions. They are responsible for setting clear expectations, providing accurate descriptions, choosing payout destinations responsibly, and using contributed funds for the stated purpose.

Participants are responsible for reviewing session details, deciding whether to contribute, and providing valid payment information. Conz may surface session activity and participation status to support transparency inside a group.

Payments and payouts on Conz may be processed by third-party partners. Those flows may be subject to partner requirements, verification checks, transaction reviews, chargebacks, reversals, holds, or payout delays.

Where fees apply, Conz will aim to disclose them clearly in the relevant product flow. Processing timelines may vary based on payment method, partner review, fraud checks, or legal requirements.

You may not use Conz for unlawful, deceptive, abusive, or high-risk activity.

• Fraud, impersonation, or deceptive fundraising.
• Collecting money for illegal goods, unlawful services, or prohibited transactions.
• Harassing, threatening, or exploiting other users.
• Attempting to bypass identity, compliance, or risk controls.
• Using Conz in a way that could harm the platform, its users, or its partners.

Conz may suspend, restrict, review, or terminate access to the platform when we reasonably believe there is a violation of these terms, a fraud or safety risk, a legal issue, or a partner requirement that affects your use of the service.

We may also preserve records or delay certain actions where needed to investigate disputes, respond to payment issues, or comply with law.

Conz provides the platform on an "as is" and "as available" basis to the extent permitted by law. We do not guarantee uninterrupted availability, error-free service, successful collections, or the conduct of organizers, participants, or third-party partners.

To the extent permitted by law, Conz will not be responsible for indirect, incidental, special, consequential, or punitive damages, or for losses arising from disputes between users, failed or delayed transactions, or partner actions outside Conz's reasonable control.

For questions about these terms, email legal@conz.app.

If your concern relates to trust or suspicious activity, review Safety or contact support through the Help Center.