How people organize money together.

From birthday gifts to billion-naira cooperatives. Explore the 35+ ways communities use Conz to collect, manage, and grow funds.

🥳 One-Time Collections

Birthday Gift Pool

Friends gather money for a gift — quickly, easily, and sometimes anonymously.

Wedding Aso-Ebi

Bridal teams collect equal payments for outfits. No chasing, no confusion.

Event Ticket Group Buy

Collect shares for concert or movie tickets. Manage VIP vs Regular seats easily.

Charity Drive

Raise money for a cause. Show real-time progress and trigger payouts when goals are met.

Emergency Medical Fund

Raise urgent funds with instant contributions and immediate access.

Investment Pool

Pool money for a joint venture. Handle minimum contributions and share ratios.

🔁 Recurring Contributions

Netflix / App Subs

Automate monthly splits for shared streaming or app subscriptions.

Office Internet Bill

Coworkers split Wi-Fi costs monthly. Manage new joiners mid-cycle easily.

Family Groceries Fund

Pool money monthly for food. Support seasonal changes and carry-over balances.

Gym Group Membership

Friends get discounts by signing up together. Track active members and payments.

Shared House Help Salary

Neighbors split the cost of a cleaner or nanny fairly based on usage.

💳 Installment-Based Payments

Roommates Rent

Split rent, deposits, and utilities. Track late payments and penalties automatically.

School Fees Plan

Parents share school fees across months. Sync with school deadlines.

Equipment Purchase

Business teams buy tools together. Handle installments and ownership tracking.

Hackathon / Team Project

Share competition fees. Allow milestone-based releases and refunds.

⏰ Deadline-Driven Collections

Team Lunch

Collect payments before booking deadlines. Ensure RSVPs match payments.

Group Travel Trip

Plan a getaway. Track confirmations, enforce deadlines, and manage refunds.

⚡ Goal & Threshold Projects

Church Building Fund

Contribute to shared projects. Show public progress and celebrate milestones.

Community Solar Project

Fund solar installations. Manage pledges and savings triggers.

Vendor Pre-Order

Buy in bulk before release. Ensure minimum order thresholds are met.

🔄 Cooperative Systems (Ajo/Esusu)

Traditional Ajo / Esusu

Automate monthly contributions and turn-based payouts with reliability scores.

Investment Club Rotation

Business partners pool capital monthly. Each gets funds for their venture in turns.

🛒 Group Buying & Access

Bulk Purchase

Unlock wholesale prices by buying together. Release funds only when goals are met.

Community Deal

Commit to a product before launch. Perfect for collective consumer bargaining.

🏘️ Community Responsibilities

Community Dues

Automate neighborhood dues. transparent records for accountability.

Waste Management

Pool funds for collective disposal services. Keep digital proof of payment.

Infrastructure Maintenance

Maintain shared assets like generators. Track usage-based contributions.

Security Fund

Fund local security services. Track payment history and contracts.

Cooperative Welfare

Support members in emergencies. Transparent ledgers build confidence.

🚀 Enhanced Scenarios

Collector-First Model

Organizer takes first payout as fee, then rotation continues normally.

Prorated Joining

Join mid-cycle? Conz calculates fair prorated amounts automatically.

Multi-Tier Fees

Set different fees based on member status (e.g., VIPs pay less).

Cross-Session Payments

Handle atomic payments across multiple sessions (e.g., family accounts).

Emergency Rapid Release

Fast-track funds for medical emergencies with post-validation audits.

More than meaningful list.
It's an operating system.

Captures Reality

Conz doesn't invent new habits. It simply modernizes the ones that already power everyday African life.

Digital Trust

We replace "I promise" with transparent ledgers, automated tracking, and bank-grade verification.

Infinite Scale

Whether it's ₦2k for lunch or ₦20M for a project, the infrastructure handles it with the same simplicity.